Business financing referrals · Specialty markets

Business funding for the products your neighborhood buys.

A specialty market may commit to fresh stock and imported goods on very different timelines. Identify the order, equipment or store expense you want funding to support.

Illustration of specialty markets and their working space

How it works

The application process

01

Set out the need

Describe the amount and timing required for your planned business spending.

02

Add the figures

Complete the revenue, business-age and approximate credit-range questions using current information.

03

Confirm the details

Check the application and disclosures, then use the SMS verification step to complete submission.

Before you decide

When reviewing a provider offer

01

Funds received

Separate the headline amount from proceeds after deductions and fees.

02

Payments owed

Place the required repayments in the same budget as existing business expenses.

03

Changes and exit

Read what the contract says about early payment, missed payments and changed circumstances.

Illustration of specialty markets equipment and workspace
Illustration of specialty markets equipment and workspace

Specialty markets · funding preparation

Your operating calendar

Describe the purchase using both its payment date and its expected selling period. This helps distinguish stock that will move quickly from a larger order held over several months.

Possible uses

Business expenses to describe

01

Refrigeration

Display chillers and freezers must suit the products they hold. Include installation and temporary storage if the existing unit is being replaced.

02

Product inventory

Fresh deliveries, packaged goods and seasonal lines turn into sales at different rates. Use shelf life and supplier terms to explain the stock purchase.

03

Store equipment

Scales, shelving and checkout equipment can be needed before a new product area opens. Account for calibration or fitting work as well as the equipment price.

A few things to know

About this referral service

Information sharing and referral payments

We are paid to refer business applications and sell the submitted details to funding partners. A request may reach up to five partners, payment to us is not conditional on funding, and you do not pay this service an application fee.

Approval and available terms

No funding commitment is created by completing this request. Eligibility, amounts and contract terms are matters for the provider assessing the application.

Provider timing

The application lets you state when funding is needed, but availability is decided separately. A partner’s assessment and agreement may take longer than the business deadline.

Contact consent and mobile verification

Take time to read the application’s contact permission and privacy disclosures. SMS verification is an additional step that confirms you can receive a code at the supplied number.

Make a beginning

Start with your business funding request

Enter the business details and the amount you want to explore in the application.